How Our Terms Apply to Access
These Terms & Conditions explain who may open an account, how you must keep your details accurate, and what happens when we need to confirm your phone before account access. They also describe accepted transaction routes and the records connected with DANA, OVO, GoPay, QRIS, virtual
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account and bank transfer activity. Eligibility depends on local law, and access in Indonesia is provided only where local law permits. If you use the account from Surabaya or another Indonesian location, the same policy wording applies to your account activity. Our terms also cover lobby
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conduct, account suspension, policy changes and the process for raising a question. By selecting the account acceptance step, you confirm that you have read the current wording and understand that payment status does not remove any account or legal condition.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.